From a first home to a ground-up development, VV Advisory advises on the structure and lenders that fit your goals — across a broad panel of banks and non-bank lenders.
Buying your first home, upgrading, refinancing, or building a property portfolio — we structure lending around your life and goals, and negotiate competitive terms across the market.
Offices, retail, industrial, childcare, medical and mixed-use. We source senior debt and structured facilities across banks, non-banks and private credit, tailored to your asset and strategy.
From feasibility to drawdown, we structure development finance across the capital stack — senior debt, stretch senior, mezzanine and private credit — aligned to your project and lender appetite.
Beyond a single deal, we advise on funding structure, capital strategy and timing — so every decision moves you toward your bigger goal. Independent advice, aligned to you.
We learn your situation, constraints and goals — before recommending anything.
We design the structure and shortlist the lenders that fit, and create competitive tension.
We manage the process to settlement, keeping you informed the whole way.
In most cases there is no fee to you — we are paid commission by the lender after your loan settles. If a fee ever applies, we set it out in writing before we submit your application. Full details are in our Credit Guide.
We work with a broad panel of major banks, non-bank and specialist lenders available through our aggregator, Connective, and recommend the lender and product that best fit your needs.
Yes. We help first home buyers work out their borrowing power, deposit and upfront costs, and whether government support such as the First Home Guarantee (5% deposit, no LMI) applies to them.
Yes. We compare your current loan with alternatives, factor in break costs, fees and cashbacks, and only recommend a switch if it leaves you better off.
Yes. Beyond home loans we arrange finance for offices, retail, industrial and other commercial property, plus construction and development funding.
VV Advisory is based in Sydney and helps clients across Sydney, New South Wales and Australia-wide, by phone, video call or in person.
A Finance Insight gives you an indicative picture in minutes.